Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Empowering Employee Health through Wellness Programs
Posted: September 28, 2023
Empowering Employee Health through Wellness ProgramsEmployers today are taking a more serious approach to the health and well-being of employees. Healthy workers mean increased productivity, decreased absences, lowered health insurance expenses, reduced turnover, and a lower risk of workers’ compensation claims. Wellness programs are designed to improve employee health through exercise, weight loss, and preventive education. Speak with our experienced agent about wellness programs as part of your group benefits...
Debunking 5 Medigap Misconceptions
Posted: September 21, 2023
Debunking 5 Medigap MisconceptionsAs the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...
The Importance of Adapting Your Insurance to Your Business Growth
Posted: September 19, 2023
The Importance of Adapting Your Insurance to Your Business GrowthWatching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most Businesses Get Started With Insurance Coverage? For most business owners...
6 Questions to Answer about Your Employee Benefits Before Open Enrollment
Posted: September 13, 2023
6 Questions to Answer about Your Employee Benefits Before Open EnrollmentOpen enrollment is the period every year during which eligible employees may enroll in benefits or make changes to their existing benefits. Employees may have the option to enroll in health, dental, or vision plans, group life insurance, or other benefits. Once elections are made, they cannot be changed until the next open enrollment period, except with certain qualifying events, such as the birth of...
Everything You Need to Know about Medicare Open Enrollment in 2023
Posted: September 6, 2023
Everything You Need to Know about Medicare Open Enrollment in 2023For those eligible for Medicare, Open Enrollment is the time to reconsider your options, select a plan, or make other adjustments to your healthcare coverage. The following are answers to key questions about Medicare Open Enrollment. What Is Medicare? Medicare is a federal fee-for-service health insurance program in two parts – hospital insurance (Part A) and medical insurance (Part B). For your medical coverage, you...