Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Builders Risk Insurance Vs. Contractors Insurance
Posted: February 19, 2020
Builders Risk Insurance Vs. Contractors InsuranceIf you are in the construction business, you need the right types of insurance coverage to protect yourself. You are likely to need builders risk insurance in addition to contractors insurance. Together, these two forms of coverage can protect you against certain losses. What Is Builders Risk Insurance? Builders risk insurance is designed to cover a contractor’s equipment, materials, and property related to the construction... Read Article
How HRAs Offset Premiums & Deductibles For Group Plans
Posted: February 13, 2020
How HRAs Offset Premiums & Deductibles For Group PlansA health reimbursement arrangement (HRA) can offset premiums and deductibles in a group health insurance plan. These savings are realized when a high-deductible health plan (HDHP) is combined with a Deductible-Gap HRA. Employers can benefit by saving money and reducing overhead with a high deductible, while the effect on employees is offset by the HRA. What Is An HRA? An HRA is an employer-funded account... Read Article
Can I Insure My Personal Vehicle With Commercial Auto Insurance?
Posted: February 4, 2020
Can I Insure My Personal Vehicle With Commercial Auto Insurance?If you are self-employed, you may believe your personal vehicles are covered for work use under your personal car insurance. When it comes time to file a claim, however, this could turn out to not be the case. Many business uses and vehicle types are excluded from personal policies. Our experienced agent can help you find a commercial auto insurance policy to suit your needs... Read Article
What All Can You Use An HSA For?
Posted: January 28, 2020
What All Can You Use An HSA For?Health savings accounts (HSAs) have become extremely popular in the past decade. According to key findings of a Devenir Research study, HSA accounts exceeded 25 million in a recent year, holding $53.8 billion in assets. HSAs are popular with employees enrolled in Qualified High Deductible Health Plans (HDHPs) because they allow them to pay for out-of-pocket healthcare expenses for themselves and their families with tax-free... Read Article
How Garage Insurance Can Protect Your Mechanic Business
Posted: January 19, 2020
How Garage Insurance Can Protect Your Mechanic BusinessGarage insurance is designed to protect garage owners against different types of liability. Any business that involves working on or around vehicles needs this type of insurance, particularly a mechanic business. Our knowledgeable agent can advise you on the garage insurance your mechanic business needs and help you find the best available rates. What Is Garage Insurance? Garage insurance is specialized general liability insurance for... Read Article