Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Should I Offer My Employees Health Insurance Or 401(k) First?
Posted: January 13, 2020
Should I Offer My Employees Health Insurance Or 401(k) First?It is an employees’ market today, which makes it a challenge to find the best talent. Once you get them on board, the next challenge is retention. Offering a great employee benefits package is one of the best ways to keep your best employees. Although there is some cost to the company, providing a range of employee benefits helps keep your business stable. If you... Read Article
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?
Posted: January 4, 2020
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business... Read Article
What Happens If I Stop Adding To My 401(k)?
Posted: December 28, 2019
What Happens If I Stop Adding To My 401(k)?If you have a 401(k) account through your employer, it is never a good idea to stop contributing to it, even temporarily, if you can possibly avoid it. If you are experiencing a financial crisis of some sort, the solution is not to stop adding to your 401(k). The following are some important reasons to continue contributing to your 401(k), even in times of financial... Read Article
Understanding Kidnap & Ransom Insurance
Posted: December 19, 2019
Understanding Kidnap & Ransom InsuranceKidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,... Read Article
Should I Sign Up For Life Insurance Through Work If I Already Have A Life Insurance Policy?
Posted: December 13, 2019
Should I Sign Up For Life Insurance Through Work If I Already Have A Life Insurance Policy?Life insurance is offered by some employers as part of their group benefits package. Usually, the employer pays for most or all of the premiums. Companies are not required to provide life insurance for their employees. When they do, it is a nice benefit, and you should take advantage of it. If you already have an individual life insurance policy, that is ideal, as group... Read Article