Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Does Medicare Provide Mental Health Coverage?
Posted: April 21, 2021
Does Medicare Provide Mental Health Coverage?Medicare covers certain mental health services, provided the healthcare professional accepts assignment. The Part B deductible applies to doctor visits, in addition to a 20% copay. If you go to a hospital outpatient clinic or department for mental health services, you may have to pay an additional copayment or coinsurance to the hospital. What Mental Health Services Does Medicare Cover If your primary care doctor... Read Article
Gauging Liability Insurance Needs for Your Business
Posted: April 19, 2021
Gauging Liability Insurance Needs for Your BusinessEvery business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract. Which Type of Business Liability Insurance Do You... Read Article
Can I Have Health Insurance Through Work and on My Own?
Posted: April 13, 2021
Can I Have Health Insurance Through Work and on My Own?If you have group health insurance through your employer, it will not stop you from being able to purchase health insurance independently. The group health plan provided through your work may not meet the level of protection you want. You can also reject signing up for group health insurance and choose to buy only your own health insurance policy. Many people choose to have more... Read Article
Your Guide to Medigap and Other Medicare Supplement Plans
Posted: April 6, 2021
Your Guide to Medigap and Other Medicare Supplement PlansMedigap is Medicare supplemental insurance. Private insurance companies sell these policies. They are designed to help cover the gaps in healthcare costs with original Medicare, such as deductibles, co-payments, and co-insurance. It can also help with services Medicare does not cover, including travel outside the U.S. Why You Might Need Medigap Insurance Original Medicare Parts A and B will not cover all expenses if you... Read Article
Beginner’s Guide to Key Person Insurance
Posted: April 4, 2021
Beginner’s Guide to Key Person InsuranceYou have devoted your time, creativity, energy, and finances to build a business. The last problem you need is the risk of losing it all if a key member of your team passes away. Key person insurance is a specific type of life insurance that protects a business in this situation. What is Key Person Insurance? Key person insurance pays out death benefits to a... Read Article